Any Movement, At all?

At last, an interim reality check.  Responses to the FHFA’s Request for Input (RFI) on the FHLB Mission are due by Monday, July 15th, and

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Simplify and Think Big

After spending the holiday week attempting to get my arms around the affordable housing market – the issues, the solutions and the programs – I

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Transition to Phase III

At last, the transition to what can be done and done better – even good.  Plus, I’ve been implored to stop talking about retained earnings,

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Enough is Too Much

After the welcome diversions of the last two posts, I’m back to the issue at hand – estimating what resources the FHLBs can apply towards

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Things are Happening

First Senator Cortez Masto and her office, then the Federal Housing Finance Agency, then a nod from President Biden, and then this week Treasury Secretary

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Dividend Payout

Continuing last week’s topic, FHLBanks make money, a lot of it and a steady stream too.  Thus far, they have only done two things with

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A Look at ‘Normal’

FHLBank profits for 2023 were two times higher than any previous year, and 2024 may reach that level too.  I’ve shown the FHLBs have abundant

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The Money is There!

I promised a deep dive into the FHLBanks’ business to better assess how much money there is.  And I may still do that, but not

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