George H. Collins' Blog

Generating data for a look inside the FHLBanks and their ability to fund affordable housing initiatives.

The housing market continues to disappoint with affordability reaching crisis levels, while the shareholders of the FHLBanks, private banks and insurance companies, are not really helping.

So, I question how the status quo makes sense. Rather, an honest, and fact-based review of the FHLBanks should shed light on what they do well, and what they could do better. The Banks, and their members have the heft to make a difference, but they need to focus – hence this blog, largely based on my 25-year career in the FHLB system and before that, at private banks focused on mortgage lending.

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